You have surplus cash to invest. The question everyone asks: is NOW a good time? Stop googling. Check one number instead.
Today's answer (live)
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What the score tells you
The Shift Score (0-100) analyses multiple market conditions simultaneously and tells you which zone you're in. Higher score = market valuations are more attractive for investing over the next 12 months.
| Score Zone | What it means | Historically |
|---|---|---|
| 80-100 | Rare opportunity | Median +58% in 12 months. 100% positive. |
| 70-79 | Very attractive | Median +17% in 12 months. 100% positive. |
| 60-69 | Attractive | Median +15% in 12 months. 94% positive. |
| 35-59 | Average | Median +12% in 12 months. 86% positive. |
| 0-34 | Below average | Median +8.5% in 12 months. 76% positive. |
"Good time" means you are buying at attractive valuations, where the probability of strong 12-month returns is higher than average. Not that markets will go up tomorrow.
How to use it
Check the score once before investing your surplus cash. The higher the zone, the more you can consider deploying. No need to track individual indicators yourself.
- Your regular SIP continues regardless of the score
- The score is for additional surplus cash (bonuses, savings, matured FDs)
- Short-term dips are possible even after a high score. The benefit shows over 12 months.
Why not just check PE ratio?
PE alone is not enough. Nifty PE can look cheap during earnings peaks and expensive during temporary dips. The Shift Score uses a multi-factor model that considers valuation, volatility, and momentum simultaneously. Read more about why PE alone misleads →
The bottom line
Stop researching "is it a good time." The answer changes daily. Check the Shift Score, see which zone you're in, and act accordingly. One number, once a month.
Updated every trading day. Free. No signup required.
Check Today's Shift Score →